Capital.com vs Plus500
Client money is held by Capital Com (UK) Limited, whose FCA, FRN 793714 authorisation has been in place since 26 Oct 2018. Client money is held by Plus500UK Ltd, whose FCA, FRN 509909 authorisation has been in place since 29 Jun 2010.
Capital.com and Plus500 side by side
Every figure comes from the broker, along with the date on which we read it. Their order follows what people search for rather than any preference.
| Fact | Capital.com | Plus500 |
|---|---|---|
| UK firm | Capital Com (UK) Limited | Plus500UK Ltd |
| FRN | 793714 | 509909 |
| Regulatory status | Authorised | Authorised |
| Authorised since | 26 Oct 2018 | 29 Jun 2010 |
| Clone firms on the register | 1 | 12 |
| Retail CFD accounts that lose money | 65%, read 2 Nov 2026 | 76%, read 2 Nov 2026 |
| Smallest deposit | £20 | Not stated |
| Inactivity fee | Not stated | A monthly fee of up to USD 10 applies after at least three months without login. |
| Withdrawal fee | free | There is no fee (We Don’t Charge Deposit and Withdrawal Fees). Withdrawals under the stated minimum may still incur charges. |
| Withdrawal time | Not stated | Processing normally takes 1-3 working days; e-wallets take 3-7, while bank transfers take 5-7. |
| CFDs | Yes | Yes |
| Spread betting | Yes | Not stated |
| Retail leverage | Not stated | 1:30 on Forex CFDs; 1:5 on share CFDs |
| Platforms | MT4 is supported. MT5, TradingView, Capital.com's web platform and mobile app are also available. | Plus500 trading platform (web and app) |
| Demo account | Yes | Yes |
| Negative balance protection | Not stated | Yes |
| iPhone app rating, UK App Store | 4.69 of 5 (17,218 ratings) | 4.25 of 5 (7,849 ratings) |
The FCA status, CFDs and demo account match across both.
The sources are capital.com/en-gb, read 2 Nov 2026; plus500.com/en-GB, read 2 Nov 2026; capital.com/en-gb/ways-to-trade/fees-and-charges, read 2 Nov 2026; capital.com/en-gb/trading-platforms/demo-account, read 2 Nov 2026; plus500.com/en-gb/aboutus, read 2 Nov 2026.
How the two loss rates stand against the wider field
The full risk warning from each broker
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Among retail investor accounts using spread bets and CFDs with this provider, 65% lose money. You should consider whether spread bets and CFDs work in a way you understand, and whether you can afford the high risk of losing your money.
On capital.com, read 2 Nov 2026, this is Capital.com's own wording.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Among retail investor accounts trading CFDs with this provider, 76% lose money. Please consider whether you understand the way CFDs work and whether the high risk of losing your money is affordable for you.
On plus500.com, read 2 Nov 2026, this is Plus500's own wording.