Plus500 vs Trading 212
Since 29 Jun 2010, Plus500UK Ltd has been authorised by the FCA, FRN 509909, and holds client money. Since 1 Oct 2014, Trading 212 UK Limited has been authorised by the FCA, FRN 609146. The firm holds client money.
Plus500 and Trading 212 side by side
Every figure comes from the broker and includes the date we read it. They’re arranged by search order, not by preference for one over another.
| Fact | Plus500 | Trading 212 |
|---|---|---|
| UK firm | Plus500UK Ltd | Trading 212 UK Limited |
| FRN | 509909 | 609146 |
| Regulatory status | Authorised | Authorised |
| Authorised since | 29 Jun 2010 | 1 Oct 2014 |
| Clone firms on the register | 12 | 4 |
| Retail CFD accounts that lose money | 76%, read 2 Nov 2026 | 75%, read 2 Nov 2026 |
| Smallest deposit | Not stated | £10 |
| Inactivity fee | After at least three months without login, a monthly charge of up to USD 10 applies. | Not stated |
| Withdrawal fee | free (We Don’t Charge Deposit and Withdrawal Fees); charges may apply when withdrawals are below the stated minimum | free (third-party banks may charge) |
| Withdrawal time | Processing normally takes 1-3 working days; e-wallets take 3-7, while bank transfers take 5-7. | Not stated |
| CFDs | Yes | Yes |
| Share dealing | Not stated | Yes |
| Retail leverage | 1:30 on Forex CFDs; 1:5 on share CFDs | The margin table lists 1:30 for major currency pairs, 1:20 for minor pairs, 1:10 for other commodities and 1:5 for stocks and ETFs.) |
| Platforms | Plus500 trading platform (web and app) | Trading 212 app and web platform |
| Demo account | Yes | Not stated |
| Negative balance protection | Yes | Yes |
| iPhone app rating, UK App Store | 4.25 of 5 (7,849 ratings) | 4.7 of 5 (412,613 ratings) |
On FCA status, CFDs and negative balance protection, the two firms match.
Read 2 Nov 2026, source: plus500.com/en-GB. Other sources were trading212.com/trading-instruments/cfd, read 2 Nov 2026; trading212.com/terms/cfd, read 2 Nov 2026; plus500.com/en-gb/aboutus, read 2 Nov 2026; and helpcentre.trading212.com/hc/en-us/articles/11471872562461-What-are-the-fees-in-the-CFD-account, read 2 Nov 2026.
How the two loss rates stand against the wider field
The full risk warning from each broker
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Among retail investor accounts trading CFDs with this provider, 76% lose money. Ask yourself if you understand how CFDs work, and if you can afford the risk of losing your money, given how high that risk is.
Wording from Plus500 itself on plus500.com, read 2 Nov 2026.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Among retail investor accounts trading CFDs with this provider, 75% lose money. Ask yourself if you understand how CFDs work, and if you can afford the risk of losing your money, given how high that risk is.
The wording published on trading212.com, which we read 2 Nov 2026, comes from Trading 212 itself.