Trading 212 review
Trading 212 UK Limited · Companies House 08590005
Authorised by the FCAFRN 609146on the register since 1 Oct 20144 clone firms on the register
Trading 212 UK Limited is the firm covered by our Trading 212 review. Its FCA authorisation began on 01/10/2014 under number 609146. With a CFD, you can trade based on price movements without owning the asset. Here, 75% of retail accounts lose money. Because it holds client money and offers negative balance protection, the firm keeps your account from falling below 0.
- Regulatory status
- Authorised, FRN 609146
- Loss-making retail accounts
- 75% (read on 2 Nov 2026)
- Smallest deposit
- £10
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Of retail investor accounts trading CFDs with this provider, 75% lose money. Consider whether you understand how CFDs work. You should also assess whether you can afford the high risk of losing your money.
On 2 Nov 2026, we read Trading 212's own wording at trading212.com.
How Trading 212 compares on loss rate with the wider field
Where Trading 212 stands on the FCA register
The FCA, FRN 609146, has authorised Trading 212 UK Limited since 1 Oct 2014, and the firm holds client money.
| Firm | Trading 212 UK Limited |
|---|---|
| FRN | 609146 |
| Status | Authorised |
| Authorised since | 1 Oct 2014 |
| Companies House | 08590005 |
| Address on the register | London address: Aldermary House, 10-15 Queen Street, EC4N 1TX, UNITED KINGDOM. |
| Website on the register | www.trading212.com |
Clone firms on the register
On the FCA register, 4 clone firms use this firm's name or details., and none of them is Trading 212 UK Limited.
- Trading212pro / Tradingpro212 is a clone of an FCA authorised firm. It was added 19 Aug 2022.on the register from 19 Aug 2022
- TRADING212 is listed as a clone of an authorised firm. It was added 23 Jul 2020.on the register from 23 Jul 2020
- Added 01 Nov 2022: Win Traders / Win4Trader (Clone of FCA Authorised Firm).on the register from 01 Nov 2022
- 212 Europe Limited/212 Europe Limited UK Ltd/212 Europe Limited Ltd (Clone of FCA authorised firm)on the register from 06 Mar 2025
Check that you are on the genuine website
Trading 212 UK Limited's website appears on the register as www.trading212.com. Type this address yourself rather than selecting a link in an advert, email or message, and verify FRN 609146 through the register entry.
Read 2 Nov 2026. Source: FCA Financial Services Register.
What Trading 212 charges in spreads and commission
Commission for a Trading 212 CFD account is 0, and trades are priced through a dynamic spread between buy and sell prices. Overnight positions also attract interest. A 0.5% currency conversion fee applies only to trading results.
Account types
| CFD account | dynamic spread, overnight interest; commission Free |
|---|---|
| Invest / Stocks and Shares ISA | commission-free share dealing (FX fee applies); commission Free |
Source consulted on 2 Nov 2026: helpcentre.trading212.com/hc/en-us/articles/11471872562461-What-are-the-fees-in-the-CFD-account.
Other fees
| Currency conversion | 0.5% (on results only) for CFDs |
|---|---|
| Deposits | CFD account deposits carry no charge. With Invest/ISA, card and wallet deposits have a 0.7% fee after 2,000 GBP in total; transfers via banks are free.) |
| Withdrawals | free (third-party banks may charge) |
Source: helpcentre.trading212.com/hc/en-us/articles/360007139838-What-are-the-fees-for-funding-my-account, read 2 Nov 2026; trading212.com/terms/cfd, read 2 Nov 2026
Deposits and withdrawals
| Minimum deposit | £10. £10, €10, $10 |
|---|---|
| Ways to deposit | Card payments, Google Pay, Apple Pay, Klarna, Bank transfer, Instant Bank Transfer (Open Banking) |
Source: trading212.com/terms/cfd, read 2 Nov 2026; helpcentre.trading212.com/hc/en-us/articles/360007139838-What-are-the-fees-for-funding-my-account, read 2 Nov 2026
Products, markets and leverage
| CFDs | Yes |
|---|---|
| Share dealing | Yes |
| Markets | Trade CFDs on more than 180 forex pairs, or invest in over 13,000 global stocks & ETFs |
| Retail leverage | The margin table sets 1:30 for major currency pairs, 1:20 for minor pairs, 1:10 for other commodities and 1:5 for stocks and ETFs.) |
Source: trading212.com/cfd, read 2 Nov 2026; trading212.com/terms/cfd, read 2 Nov 2026
Trading 212 trading platforms
| Own platform | Trading 212 app and web platform |
|---|
Source consulted on 2 Nov 2026: helpcentre.trading212.com/hc/en-us/articles/11471872562461-What-are-the-fees-in-the-CFD-account.
Your protection if the firm runs into trouble
| FSCS | If Trading 212 UK Limited, an FCA authorised UK firm, fails while owing you money, the Financial Services Compensation Scheme may cover up to £85,000 for each person. |
|---|---|
| Negative balance protection | Yes, as the broker states |
| Client money | The register shows permission to hold client money |
Sources: fscs.org.uk/what-we-cover/investments, read 2 Nov 2026, and trading212.com/cfd, read 2 Nov 2026.
Tax on the products traded here
Capital Gains Tax applies to Trading 212's CFD gains. No spread betting account is offered. Read more in CFD tax in the UK.
Accounts without swaps, customer support and the mobile app
| iPhone app rating | Its rating was 4.7 out of 5 based on 412,613 ratings, UK App Store, 2 Nov 2026 |
|---|
Source: trading212.com, read 2 Nov 2026; itunes.apple.com/lookup, read 2 Nov 2026
The official Trading 212 website
Put Trading 212 next to another broker
Other options besides Trading 212: other FCA authorised CFD brokers
Each firm sits in A to Z order, with none ranked above another.
Common questions answered
What deposit does Trading 212 require?
Your account can be funded from £10, €10 or $10. You can pay by card, Google Pay, Apple Pay, Klarna, bank transfer or Instant Bank Transfer through Open Banking. Card and wallet deposits into Invest and Stocks and Shares ISA accounts cost 0.7% after £2,000 in total, while CFD deposits are fee-free. Every account type includes free bank transfers.
Does Trading 212 charge for withdrawals?
Third-party banks may charge their own fees, although you won't pay a withdrawal fee. For payment help, customer support runs 24/7 and takes 29 seconds to respond on average.
What retail leverage can I use at Trading 212?
Leverage lets you control a larger trade with a smaller deposit, which magnifies both your profits and your losses. The retail limits are 1:30 for major currency pairs, 1:20 for minor pairs, 1:10 for other commodities and 1:5 for stocks and ETFs. Use our trade margin calculator to check the deposit needed for a trade.
Which trading platforms can I use with Trading 212?
You use Trading 212's own app and web platform for trades instead of third-party software. iOS users gave the app a 4.7 rating across 412,613 reviews.
Which markets can I trade using Trading 212?
Your CFD account gives you access to more than 180 forex pairs, plus commodities, stocks and ETFs. Choose an Invest account or a Stocks and Shares ISA account if you'd rather own shares outright than trade stocks through CFDs. You can deal commission-free in over 13,000 global stocks and ETFs through those accounts, but a currency conversion fee applies.
How can I steer clear of firms that clone Trading 212?
The FCA register carries 4 clone warnings about scammers pretending to be this broker. Always confirm that you're using www.trading212.com, not a copycat site with a name such as Trader 212. Our Trading 212 safety guide explains more about how client protection works.