Capital.com vs Trading 212
Since 26 Oct 2018, Capital Com (UK) Limited has been authorised by the FCA, FRN 793714, and it holds client money. Since 1 Oct 2014, Trading 212 UK Limited has been authorised by the FCA, FRN 609146, and it holds client money.
Trading 212 and Capital.com side by side
Every figure comes from the broker itself, along with the date we read it. The order follows how people search for them, and it doesn't mean we prefer any one of them.
| Fact | Capital.com | Trading 212 |
|---|---|---|
| UK firm | Capital Com (UK) Limited | Trading 212 UK Limited |
| FRN | 793714 | 609146 |
| Regulatory status | Authorised | Authorised |
| Authorised since | 26 Oct 2018 | 1 Oct 2014 |
| Clone firms on the register | 1 | 4 |
| Retail CFD accounts that lose money | 65%, read 2 Nov 2026 | 75%, read 2 Nov 2026 |
| Smallest deposit | £20 | £10 |
| Withdrawal fee | free | free (third-party banks may charge) |
| CFDs | Yes | Yes |
| Spread betting | Yes | Not stated |
| Share dealing | Not stated | Yes |
| Retail leverage | Not stated | Major currency pairs 1:30; minor pairs 1:20; other commodities 1:10; stocks and ETFs 1:5 (margin table)) |
| Platforms | MT4, MT5, TradingView, Capital.com mobile app and web platform | Trading 212 app and web platform |
| Demo account | Yes | Not stated |
| Negative balance protection | Not stated | Yes |
| iPhone app rating, UK App Store | 4.69 of 5 (17,218 ratings) | 4.7 of 5 (412,613 ratings) |
The same for both: regulatory status and CFDs.
Sources: capital.com/en-gb, read 2 Nov 2026; trading212.com/trading-instruments/cfd, read 2 Nov 2026; capital.com/en-gb/ways-to-trade/fees-and-charges, read 2 Nov 2026; trading212.com/terms/cfd, read 2 Nov 2026; capital.com/en-gb/trading-platforms/demo-account, read 2 Nov 2026; helpcentre.trading212.com/hc/en-us/articles/11471872562461-What-are-the-fees-in-the-CFD-account, read 2 Nov 2026.
How the two loss rates stand against the wider field
The full risk warning from each broker
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. When retail investors trade spread bets and CFDs with this provider, 65% of their accounts lose money. Consider whether you understand how CFDs and spread bets work and whether the high risk of losing your money is affordable for you.
We read this Capital.com wording on capital.com on 2 Nov 2026.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. When retail investors trade CFDs with this provider, 75% of their accounts lose money. You should consider whether you understand the way CFDs work and whether taking the high risk of losing your money is affordable for you.
We read this Trading 212 wording on trading212.com on 2 Nov 2026.