Is Capital.com safe?
The answer to "is Capital Com safe" is yes because Capital Com holds authorised status in the UK. Capital Com (UK) Limited has firm reference number 793714 with the Financial Conduct Authority. Since 26/10/2018, the company behind www.capital.com has been authorised by the regulator. If the business fails, the Financial Services Compensation Scheme, the Financial Ombudsman Service and client money rules have you covered.
Authorised by the FCAFRN 793714on the register since 26 Oct 20181 clone firm on the register
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Trading spread bets and CFDs through this provider leads to money losses for 65% of retail investor accounts. Think about whether you understand spread bets and CFDs and whether you can afford the high risk of losing your money.
On capital.com, Capital.com's own wording, read 2 Nov 2026.
How Capital.com compares on loss rate with the wider field
Firms on the register that copy Capital.com
The FCA register names 1 clone firm that uses this firm's name or details., and none of them is Capital Com (UK) Limited.
- FCA authorised firm clone: CAPITALS. Added 02 Jun 2021.on the register from 02 Jun 2021
Read 2 Nov 2026. Source: FCA Financial Services Register
What protects your money
| FSCS | Because Capital Com (UK) Limited is FCA authorised in the UK, you may receive up to £85,000 per person from the Financial Services Compensation Scheme if it fails owing you money. |
|---|---|
| Client money | The register shows permission to hold client money |
Read 2 Nov 2026. Source: fscs.org.uk/what-we-cover/investments
If Capital.com were to fail
Capital Com (UK) Limited appears on the register with Financial Conduct Authority permission to handle client money. When an authorised firm fails, the UK fund, the Financial Services Compensation Scheme, also called the FSCS, protects you. A claim is available when the broker goes out of business and cannot return all the funds or assets you hold.
If an investment firm fails after 1 April 2019, the FSCS pays each eligible person up to £85,000 for that firm. The firm must be regulated, along with the activity it carries out for you. You can receive this cover only if the company goes bankrupt. The FSCS can't pay a claim for poor investment performance if your trades lose value.
The Financial Ombudsman Service can review any complaint that the firm hasn't resolved. It can help with an investment problem as long as the FCA regulates the business.
Check the firm and its website
- On register.fca.org.uk, open the register entry for FRN 793714.
- Confirm that the name says Capital Com (UK) Limited and the status says Authorised.
- Check whether www.capital.com, the website shown on the register, matches the address in your browser.
- Watch out for names on the clone list above, plus calls or messages asking you to move money.
Costs, platforms, deposits and withdrawals: Capital.com review
Other options besides Capital.com: other FCA firms that offer spread betting and CFDs
Each firm sits in A to Z order, with none ranked above another.
Common questions answered
Is Capital.com FCA regulated?
Yes, the company has full authorisation on the Financial Services Register instead of basic registration. A firm with registration only can't offer regulated investments such as derivatives, and you get no access to compensation schemes from it. Even so, you should ask the firm whether the specific activity it carries out for you is regulated. Forex, spread betting and contracts for difference are offered by the broker in the UK. Our Capital.com review covers its 5,500+ instruments and unleveraged 1X accounts.
At Capital.com, is my money protected?
Protection doesn't cover your trading losses. Spread bets and contracts for difference use leverage, which can cause you to lose money rapidly. Trading these products through this provider means 65% of retail investor accounts lose money. Should administrative errors, overcharging or misleading information cost you money, file a formal complaint with the business. If its final response doesn't satisfy you, the Financial Ombudsman Service can be reached free of charge. The ombudsman may tell the firm to correct its mistake by restoring the position you would have had.
Is Capital.com a legitimate business?
Capital.com has run since 2016, offering its own web and mobile apps plus MetaTrader 4, MetaTrader 5 and TradingView. Customer support is available 24/7 by phone, email, live chat and WhatsApp, along with a demo account. There's no deposit or withdrawal fee, and the smallest deposit you can make is £20. Retail clients are charged 0.7% for currency conversion. Our checks of the Financial Services Register include each firm's complete record, with historic fines and financial promotion permissions.
What signs identify a Capital.com clone firm?
1 known clone firm targeting this broker appears on the Financial Conduct Authority register. A clone firm means fraudsters pretending to work for a genuine, authorised firm, which makes it a scam. Scammers often copy a genuine name or firm reference number, but use different telephone numbers or email addresses from Outlook and Gmail. You shouldn't believe anyone who says the register is out of date. The register is updated by the regulator every 24 hours on average. Make sure every contact detail matches the FCA Firm Checker, or report a scam by calling 0800 111 6768.