Capital.com vs Pepperstone
Since 26 Oct 2018, the FCA, FRN 793714, has authorised Capital Com (UK) Limited. The company holds client money. Since 5 Aug 2015, the FCA, FRN 684312, has authorised Pepperstone Limited. The company holds client money.
Pepperstone and Capital.com side by side
Every figure comes from the broker and includes the date we read it. The order follows what people search for, not any preference.
| Fact | Capital.com | Pepperstone |
|---|---|---|
| UK firm | Capital Com (UK) Limited | Pepperstone Limited |
| FRN | 793714 | 684312 |
| Regulatory status | Authorised | Authorised |
| Authorised since | 26 Oct 2018 | 5 Aug 2015 |
| Clone firms on the register | 1 | 3 |
| Retail CFD accounts that lose money | 65%, read 2 Nov 2026 | 73.6%, read 2 Nov 2026 |
| EUR/USD spread as stated | Not stated | 0 pips (minimum, Razor) |
| Smallest deposit | £20 | £10 |
| Inactivity fee | Not stated | no inactivity fee |
| Withdrawal fee | free | No charge (GBP 15 for a bank wire to an international bank account)) |
| Withdrawal time | Not stated | Cards, Apple Pay and Google Pay: up to 1 working day. Bank transfers take up to 7 working days. |
| CFDs | Yes | Yes |
| Spread betting | Yes | Yes |
| Retail leverage | Not stated | Major currency pairs: 1:30; major indices and gold: 1:20; other commodities: 1:10; shares: 1:5 |
| Platforms | MT4, MT5, TradingView, Capital.com's web platform and mobile app. | MT4, MT5, cTrader, TradingView, Pepperstone platform |
| Demo account | Yes | Yes |
| Negative balance protection | Not stated | Yes |
| iPhone app rating, UK App Store | 4.69 of 5 (17,218 ratings) | 4.12 of 5 (92 ratings) |
Both brokers have the same FCA status, demo account, CFDs and spread betting.
Sources: capital.com/en-gb, read 2 Nov 2026; pepperstone.com/en-gb, read 2 Nov 2026; pepperstone.com/en-gb/trading/costs-and-fees, read 2 Nov 2026; capital.com/en-gb/ways-to-trade/fees-and-charges, read 2 Nov 2026; pepperstone.com/en-gb/trading/funding-methods, read 2 Nov 2026; capital.com/en-gb/trading-platforms/demo-account, read 2 Nov 2026.
How the two loss rates stand against the wider field
The full risk warning from each broker
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Among retail investor accounts, 65% lose money when they trade this provider's spread bets and CFDs. Consider whether you understand spread bets and CFDs and how they work, and whether you can afford the high risk of losing your money.
On capital.com, read 2 Nov 2026, these are Capital.com's own words.
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Among retail investor accounts, 73.6% lose money when they trade this provider's spread bets and CFDs. Consider whether you understand spread bets and CFDs and how they work, and whether you can afford the high risk of losing your money.
On pepperstone.com, read 2 Nov 2026, these are Pepperstone's own words.